Insurance Solutions
Living Benefits
Life insurance you don't have to die to use.
Understanding Living Benefits
Traditional life insurance only pays out when you die. Living Benefits policies allow you to access a portion of your death benefit while you are still alive if you suffer a qualifying terminal, chronic, or critical illness. This money can be used for anything—medical bills, experimental treatments, mortgage payments, or replacing lost income.
Key Benefits
Access death benefit while alive
Covers heart attack, stroke, cancer, and more
Provides funds for long-term care needs
Use the money for any purpose
No need to pay back the advanced funds
Available on Term and Permanent policies
Protect What Matters Most
Don't leave your future to chance. Let our experts help you design a plan that fits your life and budget.
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